California-specific
The things that actually decide a California purchase.
Taxes, insurance, fire, and fault — explained in plain numbers, before they cost you at closing.
Mello-Roos & CFDs, explained
What those CFD line items add to your California tax bill, and how to read them before you make an offer.
Read →ADU & JADU rules in California
County and state ADU/JADU limits, setbacks, and what actually pencils out before you bank on rental income.
Read →Wildfire hardening & Chapter 7A
Defensible space, vents, and the Chapter 7A materials that keep a wildland-urban-interface home insurable.
Read →Earthquake retrofits
Cripple-wall bracing and foundation bolting — cost, permits, and what it does to resale and insurance.
Read →The California FAIR Plan
When the standard market drops you, what the FAIR Plan covers, and the wrap-policy gap most buyers miss.
Read →Natural Hazard Disclosure (NHD) reports
Reading the NHD — flood, fire, fault, and seismic zones — and what each finding actually means for you.
Read →